Terms and Conditions

Effective as of Jan 1, 2024, the following are the terms of our website and these Website Terms are a legal contract between you and and this document covers all aspects of your use of our website.

Please read these terms of service carefully. By registering for, accessing, browsing or otherwise using the website you acknowledge that you have read, you agree to be bound by these terms of service. If at any time you disagree with any of these terms and conditions, you should immediately stop your use of this website.


The products and services offered through are not available to persons under the age of 18 or to persons who are not legal residents of the United States, or are persons who are legally incompetent by law or otherwise, by visa or otherwise. By clicking any "submit", "apply", other button, or by accessing, browsing, or otherwise using the website, you agree, and warrant to us, that you are at least 18 years of age and are a legal resident of the United States and are of sound mind and would be judged legally competent by a court of law and consider yourself now legally competent. All of the products and services offered through the website: may be subject to additional terms and conditions and are dependent on whether you own your property.

Products and Services

When you submit, send, or present your contact information to this website, you are expressly consenting to be contacted by us or by one or more providers and/or affiliates of these products and services by telephone, email, or postal mail - even if you have opted into the national "Do Not Call List" administered by the Federal Trade Commission, any state equivalent "Do Not Call List" or the "Do Not Call List" of any specific institution. Our staff and affiliates have 3 months to initially contact you to discuss your request.

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